Terms and Conditions for Using InvestWen
These Terms and Conditions govern access to the InvestWen website, educational content, mentor-discovery routes, mentoring requests, mentor applications and related platform services.
Users remain responsible for their own research, account security, transactions and investment decisions.
No promise of profit or market certainty.
Independent decisions and lawful website use.
No passwords, private keys or account control.
Availability and functionality may change.
Acceptance of the Terms
Agreement created through website use
By accessing or using the InvestWen website, educational content, mentoring routes, mentor applications, booking processes or related services, the user agrees to these Terms and any policies incorporated by reference.
Relevant incorporated documents may include the Privacy Policy, Cookie Policy, Risk Disclosure, Refund Policy and Mentor Standards.
Eligibility
Capacity to use the website and services
Users must have the legal capacity required to accept these Terms and use the relevant services in their location.
Users below the age required to enter a binding agreement in their jurisdiction should not independently request paid mentoring or submit financial-service-related information.
Changes to the Terms
Updates to reflect platform or legal changes
InvestWen may update these Terms when services, website functionality, policies, commercial arrangements or applicable requirements change.
The current version should display an updated effective date. Continued use after an updated version becomes effective may constitute acceptance where permitted by applicable law.
Three Boundaries That Apply Across InvestWen
The website and mentoring process are built around education, independent decision-making and client control of financial accounts.
Education Is Not a Guaranteed Outcome
Content and mentoring may improve understanding but cannot guarantee profit, prevent loss or predict future market performance.
Users Make Their Own Decisions
Users remain responsible for evaluating information, seeking professional advice when needed and deciding whether to invest or transact.
Users Retain Account Control
InvestWen mentoring does not require custody of funds, passwords, authentication codes, private keys, seed phrases or remote device access.
Educational Content
General information and learning resources
Website content may include explanations, research frameworks, examples, case studies, checklists, risk discussions and general investment-education materials.
Content is provided for educational purposes and may not account for a user’s complete financial position, tax circumstances, legal obligations, risk capacity or jurisdiction.
Mentor Discovery and Matching
Connecting learning requests with relevant specializations
InvestWen may use submitted information to identify a mentor specialization or potential mentor relevant to the stated educational objective.
A match does not guarantee personal compatibility, availability, suitability, professional licensing, investment performance or a particular educational outcome.
Mentoring Boundaries
What the educational relationship does not include
- No guaranteed investment returns or fixed-profit promises.
- No discretionary account or portfolio management through the educational service.
- No custody of client money, securities or crypto assets.
- No requirement to disclose passwords, private keys or authentication codes.
- No replacement for regulated legal, tax, accounting or financial advice where required.
Mentor Information
Profiles, specializations and disclosures
Mentor profiles may describe topics, experience, educational focus and other relevant information.
Users should independently evaluate whether a mentor’s stated specialization aligns with their learning objective and should report information that appears materially inaccurate.
Service Availability
Changes, interruptions and limitations
InvestWen does not guarantee that every website feature, mentor, topic, booking slot or support route will remain continuously available.
Services may be changed, suspended, limited or discontinued for operational, security, commercial, legal or technical reasons.
Accurate Information
Forms, requests and communications
Users agree to provide information that is reasonably accurate, current and relevant to the requested interaction.
Users must not impersonate another person, submit fabricated professional credentials or misrepresent their authority to act for another person.
Independent Evaluation
Research and professional advice
Users are responsible for checking information, considering investment risks and obtaining qualified professional advice when legal, tax, regulatory or personal financial circumstances require it.
Account and Device Security
Protecting access credentials
- Use reasonable security practices for devices and accounts.
- Do not share authentication credentials with a mentor.
- Review unexpected payment, login or remote-access requests.
- Notify relevant providers when unauthorized access is suspected.
- Report suspicious InvestWen-related conduct through the official contact route.
Compliance With Law
Lawful website and service use
Users may use the website and services only for lawful purposes and must comply with applicable rules concerning financial activity, intellectual property, privacy, fraud, communications and computer security.
Activities That May Result in Restricted or Terminated Access
InvestWen may take action when platform use threatens users, mentors, systems, intellectual property or the integrity of the service.
Fraud and Misrepresentation
False identities, claims or credentials
Users must not submit false professional history, fabricated results, deceptive payment information or misleading representations about their identity or authority.
Unauthorized Access
Accounts, systems and technical controls
Users must not attempt to bypass security, access restricted systems, interfere with website operation or obtain information without authorization.
Credential and Asset Requests
Passwords, wallets and transfers
Users and mentors must not use InvestWen to request passwords, authentication codes, seed phrases, private keys, remote access or unauthorized direct transfers.
Guaranteed Return Claims
False certainty and financial pressure
The platform must not be used to promise guaranteed profits, fixed returns, loss-free strategies or certain recovery of lost funds.
Harmful Technical Activity
Malware, scraping and disruption
Users must not introduce malicious code, overload website systems, perform unauthorized automated extraction or disrupt access for other users.
Harassment and Abuse
Threatening or exploitative conduct
Users must not harass, threaten, exploit, discriminate against or attempt to manipulate another user, mentor or support participant.
Prices and Charges
Information presented before confirmation
Where a service is paid, applicable prices, taxes, charges or payment conditions should be presented before the user confirms the transaction.
Users are responsible for reviewing the displayed commercial terms and providing valid payment information through the authorized payment process.
Third-Party Payment Providers
External processing environments
Payments may be processed by third-party providers. Their own terms, privacy practices, authentication processes and service limitations may apply.
InvestWen does not require users to enter full payment-card information into a general contact form.
Scheduling and Availability
Mentor calendars and booking changes
A selected time may remain subject to confirmation, technical availability and mentor scheduling.
Rescheduling requests should be submitted through the official process and remain subject to the applicable booking conditions.
Cancellations and Refunds
Applicable policy and transaction circumstances
Cancellation and refund eligibility depend on the terms displayed during booking and the current Refund Policy.
A missed session, late cancellation, completed service or non-refundable third-party charge may affect refund eligibility where legally permitted.
Payment Disputes
Contact before initiating avoidable disputes
Users should contact InvestWen with relevant transaction information when they believe a charge is incorrect.
Fraudulent chargebacks, knowingly false disputes or misuse of payment systems may result in restricted access and additional action where permitted.
Permitted Personal Use
Reading and applying educational material
Users may access website content for personal, lawful and non-commercial educational use, subject to these Terms and any displayed restrictions.
Restricted Reuse
Copying, republication and commercial exploitation
- Do not reproduce substantial website content without permission.
- Do not sell or commercially redistribute InvestWen materials without authorization.
- Do not remove ownership notices or represent InvestWen content as original third-party work.
- Do not use InvestWen branding to imply an unauthorized partnership or endorsement.
- Do not create misleading copies of website pages or mentor profiles.
User Submissions
Information provided through platform routes
Users retain applicable rights in original material they submit. They grant InvestWen the permission reasonably necessary to receive, review, store, route and respond to the submission.
Users must not submit material that infringes another person’s intellectual-property, privacy or contractual rights.
Information InvestWen Mentoring Does Not Require
Users should treat requests for direct financial-account control as inconsistent with the educational mentoring model.
Users Must Not Submit or Transfer
These credentials and assets are not required for educational mentoring or general platform support.
Brokerage, bank, exchange, email or platform passwords.
One-time codes, backup codes and login confirmations.
Wallet credentials that provide control over digital assets.
Control of a computer, mobile device or financial application.
Money or crypto transfers requested outside an official process.
A Mentor Does Not Need Control of Your Account to Explain an Investment Concept
Stop the interaction and use the official conduct-reporting route when someone requests credentials, remote access, direct custody or a transfer unrelated to an authorized booking process.
No Investment Guarantee
Markets and outcomes remain uncertain
InvestWen does not guarantee profits, asset appreciation, recovery from losses, investment suitability, market timing or protection from financial loss.
Past performance, historical examples and illustrative case studies do not guarantee future results.
Service Provided on an Available Basis
Technical and operational limitations
To the extent permitted by law, website content and services are provided without a guarantee that they will always be uninterrupted, error-free, complete, current or suitable for every purpose.
Third-Party Services and Links
External platforms and independent terms
InvestWen may link to or use external websites, payment providers, scheduling systems, analytics services or other third-party tools.
InvestWen does not control every third-party service and is not responsible for external content, availability, security or independent decisions made by those providers.
Limitation of Liability
Subject to applicable law
To the maximum extent permitted by applicable law, InvestWen and relevant service participants will not be liable for indirect, incidental, consequential, special or punitive losses arising from website use, investment decisions, third-party services or unauthorized conduct.
Nothing in these Terms excludes liability that cannot legally be excluded or limited.
Indemnification
Responsibility for unlawful or harmful use
To the extent permitted by law, users may be responsible for claims, losses or costs resulting from their unlawful use of the website, violation of these Terms, infringement of third-party rights or fraudulent submissions.
Temporary Suspension
Security, investigation or technical reasons
InvestWen may temporarily restrict access to a service, profile, form or account where reasonably necessary to investigate potential misuse, protect systems or resolve a technical issue.
Termination for Violation
Serious or repeated non-compliance
Access may be terminated for fraud, credential requests, harassment, intellectual-property infringement, unauthorized access, illegal activity, repeated policy violations or other materially harmful conduct.
Effect of Termination
Rights and obligations that continue
Provisions concerning intellectual property, payment obligations, disclaimers, liability, disputes and other terms intended to survive may continue after access ends.
Entire Agreement
Terms and incorporated policies
These Terms and the policies expressly incorporated into them form the agreement concerning the user’s access to the website and relevant services, except where separate written terms apply.
Severability
Invalid provisions do not automatically invalidate the remainder
If a provision is found unenforceable, it may be limited or removed to the minimum extent necessary while the remaining provisions continue where legally possible.
No Waiver
Delayed enforcement does not remove a right
A delay or failure to enforce a provision does not automatically waive the right to enforce that provision later.
Assignment
Transfer of contractual rights
Users may not transfer their rights or obligations under these Terms without appropriate permission. InvestWen may transfer relevant rights or obligations as part of a business reorganization or service transfer where permitted.
Force Majeure
Events outside reasonable control
InvestWen will not be responsible for delays or failures caused by events reasonably outside its control, subject to any rights that cannot be excluded by law.
Governing Law and Disputes
Subject to applicable mandatory rights
The governing law, forum and dispute process may depend on the entity operating the service, the user’s location and any mandatory consumer or contractual protections that apply.
Users should first use the official contact route to provide a clear description of the dispute and requested resolution.
Ask About a Booking Term, Platform Rule or Service Limitation
Use the InvestWen contact route and identify the relevant website page, booking, transaction or Terms section connected to the question.
Use InvestWen for Education Without Giving Up Control of Your Decisions or Accounts
Review the applicable policies before requesting mentoring, submitting an application or confirming a paid service.